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10 Things Happy Retirees Do Well | MOST COST $0
นอกจากการดูบทความนี้แล้ว คุณยังสามารถดูข้อมูลที่เป็นประโยชน์อื่นๆ อีกมากมายที่เราให้ไว้ที่นี่: ดูความรู้เพิ่มเติมที่นี่
This video discusses 10 things happy retirees do well. One of the top questions we see on Holy Schmidt is how to have a happy retirement. Everywhere you turn, people have successful retirement tips that range from useful to downright silly. This video culls down those lists into 10 retirement recommendations that are researched, manageable and for the most part, free.
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Top Easiest Country To Get PR In Europe | melshams
Top Easiest Country To Get PR In Europe
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There are a total of 195 countries in the world. More than half of those countries are developing countries while only a few countries are counted among the most developed countries in the world. Some of the most developed countries in the world are Norway, Switzerland, Ireland, Germany, China, Australia, Singapore, the United States, the UK, etc.
Developed countries are those who are strong in the economy, infrastructures, and where most of the people are educated. Moreover, developed countries have a lot of opportunities and facilities for their citizens as well as for nonresidents or foreigners. Good leadership, proper facilities, and equal opportunities for all the people living in that country play a vital role in shaping a country towards development.
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01:29 List Of Easiest Country To Get PR In Europe
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05:03 No.4
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07:23 No.6
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10:25 No.8
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Top Easiest Country To Get PR In South America
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Best Private Islands For Sale (Asia) | Buy Private Island | How much Private Island Cost
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Top Countries to Visit in 2021
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Canada Visitor Visa | How To Apply For Canada Visitor Visa
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Top 10 Countries With 0 Income Tax
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aller / s’en aller / partir / sortir แปลว่า \”ไป\” เหมือนกัน ใช้ต่างกันอย่างไร? | คำศัพท์ภาษาฝรั่งเศส
ในภาษาฝรั่งเศสมีกริยาที่ใช้สื่อว่า \”ไป\” หลายตัว วันนี้เราจะมาดู 4 ตัวที่ได้ใช้บ่อยๆคือ aller / s’en aller / partir / sortir ใช่ต่างกันอย่างไร? ตามมาดูกันค่ะ
ทบทวน
ผัน aller รูปปัจจุบันกาล : https://youtu.be/lLRl2iYEI7o
การใช้สรรพนาม y : https://youtu.be/oPfyCUp8Qs4
ผัน partir รูปปัจจุบันกาล : https://youtu.be/VemfZAlAAi0
Oh là là! กับแตงโม มาเรียนภาษาฝรั่งเศสกับโมนะคะ แล้วคุณจะรู้ว่าภาษาฝรั่งเศส ง่ายกว่าที่คิด ^^
เรียนภาษาฝรั่งเศสเพิ่มเติมกับโม
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ติดตามข่าวสารและสื่อการสอนอื่นๆของโม
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กดลิงค์ด้านล่างนี้ เพื่อไม่พลาดวีดีโอใหม่ๆนะคะ
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7 Secrets To A Happy Retirement: Surprising Research Findings
The “Enjoying Retirement” book revealed the secrets to a happy retirement. The video describes the 7 secrets to making retirement happy and enjoyable, essential for your retirement planning.
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▪️ https://retireon.com.au/2019/happyretirementsecrets/
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The information contained in this video is general in nature only. It is not financial or other advice of any type. You should consult a professional financial or retirement adviser to obtain specific advice for your particular situation. For more information, visit our Disclaimer page: https://retireon.com.au/disclaimer
RetireOn
Latest CPF Measure and how it will affect you!
Find out how the latest CPF measure on 10th May 2019 will affect your financial planning.
CPF Housing Usage Calculator: https://www.cpf.gov.sg/eSvc/Web/Schemes/CpfHousingUsage/Input1
http://spencerhoon.kycproperty.com
https://www.blossomresidences.org
This is only a guide and by no means an absolute representation so if in doubt, do check with the relevant authorities or persons
++++++++++++++++++++++++++++++++++++++++++++++++++
What is the latest CPF measure and how does it affect you? In a nutshell, the total amount of CPF that can be used for property purchase will depend on the property’s remaining lease can cover the youngest buyer up to the age of 95
So, lets dive straight into some examples And see how it will impact you, shall we? Let’s do this based on 3 age groups
First age group will be age 30 Followed by age 45 And age 60
We will also consider a HDB flat with 50 years left on its tenure
I chose 50 years because its a good representation
To work out the examples where HDB flats have less than 60 years left
Which is a key criteria
I won’t explain about previous regulations as I believe that
Knowing about the current one is more important
So for age 30 and 50 years lease remaining on your flat
30 plus 50 gives you 80 years
This does not meet the 95 years age requirement
Therefore your CPF usage will be prorated
So for age group 45 and 50 years remaining lease left on your flat
45 plus 50 gives you 95 years
This meets the 95 years age requirement
Therefore you can use your CPF subjected to the valuation limits
or applicable withdrawal limits
For the last group, group 60 and 50 years remaining lease on your flat
This also meets the 95 years age requirement
Therefore you can use your CPF again subjected to the valuation limits
or applicable withdrawal limits
So now let’s look into age group 30 with the following assumptions
Using the CPF online calculator which the link can be found in the description below
You can calculate out the amount of CPF this group of buyers can use
So the assumptions are 50 years lease left
HDB resale
And the valuation price of $400,000
So based on the CPF online calculator
The maximum CPF that can be used is $252,000
Therefore for a valuation of $400,000
You have to use $148,000 in cash
So for age group 45 and age group 60 its obvious that when you add them up, it equals to 95 years or more
So this means the buyer can use up their CPF for the purchase of this resale flat
So remember, to know what is your CPF usage
you can also go to the CPF online calculator
Find out how many years remaining lease is left on the HDB flat
Take the youngest buyers age
Add them up
And that has to be more than 95 years old
And you can use all the CPF
And if its not, the CPF calculator will indicate to you
What is the total amount of CPF you can use
Lastly, note that the minimum lease has also been reduced to
20 years instead of 30 years
Previously if the property was less than 30 years left on the tenure
You are not allowed to use CPF
So this translate to a 10 year advantage where you can use your CPF now
So to speak
And we can always try to analyse why the government has done so
But more importantly, the fact is to know how much CPF you can use
And the amount of loan you can obtain from HDB
This will impact you in the present
Thank you for watching this video and I hope this
Will help you to understand
how the CPF measure will affect your financial planning
See you!
+++++++++++++++++++++++++++++++++++++++++++++++++++++
Spencer Hoon
CEA Reg: R003523A
ERA Realty Network Pte Ltd
L3002382K
Contact number: +65 9230 2995
นอกจากการดูหัวข้อนี้แล้ว คุณยังสามารถเข้าถึงบทวิจารณ์ดีๆ อื่นๆ อีกมากมายได้ที่นี่: ดูบทความเพิ่มเติมในหมวดหมู่Investement
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