Table of Contents
Egil Matsen – Responsible Investment: Government Pension Fund Global
นอกจากการดูบทความนี้แล้ว คุณยังสามารถดูข้อมูลที่เป็นประโยชน์อื่นๆ อีกมากมายที่เราให้ไว้ที่นี่: ดูความรู้เพิ่มเติมที่นี่
Egil Matsen Responsible Investment: Government Pension Fund Global (Energy Transition 2017)
BEST PENSIONS in THE WORLD 2020 – Which countries offer the best retirement income systems/pensions?
BEST PENSIONS in THE WORLD 2020 Which countries offer the best retirement income systems/pensions? In this video I use the research provided by Mercer CFA Institute Global Pension Index 2020 to countdown from 10 to 1 the countries that offer the most desirable outcomes based on three subindices adequacy, sustainability and integrity.
Related to this, please see my previous video on ‘UK STATE PENSION 2020 OVERVIEW How much, when and will I qualify for UK STATE PENSION?’:
https://youtu.be/Y22VA4i31gw
Link to the Mercer CFA Institute Global Pension Index 2020:
https://www.cfainstitute.org/en/research/surveyreports/2020mercercfainstituteglobalpensionindex
My channel is for information and education purposes only. Any information or guidance given does not act as financial advice, please consult a financial adviser if you are unsure in anyway
My aim is to provide education and guidance to help individuals understand pensions, investments and protection.
Public Pensions: An Economic Time Bomb
Who cares about public pension liability? Well, you should – after all, it’s the reason entire cities and even states are facing bankruptcy. Joshua Rauh, professor of finance at Stanford and Senior Fellow at the Hoover Institution, paints a startling picture of just how broken the public pension system really is, and what will happen if we continue to ignore it.
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Script:
I want to talk to you about three words that should scare the heck out of you, especially if you’re young: public pension liabilities.
Okay, I know you probably have about a hundred things you’re worried about, and public pension liabilities likely aren’t one of them.
But that’s the reason this is so scary—because almost no one is paying attention.
Unless you’re okay with your city going full Detroit and giving more of your hardearned money to pay off someone else’s debts, stay with me.
So what is a public pension liability?
A pension is a guaranteed, lifetime payment to someone after they retire. Pensions used to be a big deal in the private sector. Every major American company had them. But they became too expensive, and companies have taken steps to phase them out.
However, pensions still live on in the public sector—among employees of the government—and they’re eating city and states’ budgets alive. More and more money that could go to tax cuts or better services is instead being shoveled aside to pay for these benefits.
Why is this happening? Over decades, politicians have promised trillions of dollars in pensions to government workers. That includes police, firefighters, teachers, and city and state officials. You name a government job, and there’s a pension associated with it.
Now, you may be wondering, “How big are these payments?” Many pensions are quite large. In California, more than 62,000 retired public employees are receiving pensions of over $100,000 per year. Sometimes, it’s even crazier. A retired New York City sanitation worker is getting $285,000 per year. A retired county administrator in California receives over $400,000 per year.
Remember, these are guaranteed lifetime yearly payouts.
Now, we love our public employees. They do vital work for our local communities and the wider society. They deserve competitive pay and retirement benefits. But currently, many cities are, in effect, paying for multiple public departments at the same time: the department that’s working now and, because people are living longer, a generation or two of retirees.
The system amounts to a selfperpetuating, corrupt merrygoround. Publicsector unions give large donations to candidates, who are then responsible for negotiating how much of your money goes to public sector workers. These arrangements not only promise high salaries in the shortterm, but they also hide the payments that will be due down the road when it will be much too late.
The results are predictable.
State and local governments across the U.S. openly admit to 1.4 trillion dollars of unfunded pension liabilities, or $11,000 per household. “Unfunded” means dollars that have been promised, but there’s no actual money in the bank. And that’s just the amount they admit to. The real number, according to the Federal Reserve, is much larger—around 4 trillion dollars, or $32,000 per household.
Pensions have already thrown California cities like San Bernardino and Vallejo into bankruptcy. And the entire state of Illinois is teetering on the edge.
So how do politicians get away with this? They use a timetested political strategy: they lie.
For the complete script, visit https://www.prageru.com/video/publicpensionsaneconomictimebomb
វីដេអូណែនាំ មុខងារ បង់ពន្ធមធ្យោបាយដឹកជញ្ជូន និងយានជំនិះគ្រប់ប្រភេទ តាមរយៈកម្មវិធី GDT Taxpayer App
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ផែនទី ទីតាំង
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បេសកកម្ម
អគ្គនាយកដ្ឋានពន្ធដារ មានបេសកកម្មធ្វើឱ្យសម្រេចការអនុវត្តច្បាប់ និងបទប្បញ្ញត្តិនានាស្តីពីពន្ធដារតាមការ៖
ផ្តល់សេវាដល់អ្នកជាប់ពន្ធរួមមាន ការផ្តល់ព័ត៌មាន អប់រំ ពន្យល់ណែនាំ ដើម្បីឱ្យអ្នកជាប់ពន្ធប្រតិបត្តិត្រឹមត្រូវ តាមច្បាប់ និងបទប្បញ្ញត្តិនានាស្តីពីពន្ធដារ
អនុវត្តកម្មវិធីចាប់បង្ខំ ដោយការធ្វើសវនកម្ម ការអនុវត្តវិធានការតឹងទារ និងអនុវត្តទោសទណ្ឌតាមការកំណត់ នៃបទប្បញ្ញត្តិស្តីពីពន្ធដារចំពោះអ្នកជាប់ពន្ធដែលមិនបានប្រតិបត្តិត្រឹមត្រូវតាមច្បាប់ និងបទប្បញ្ញត្តិនានា ស្តីពីពន្ធដារ
ប្រមូលចំណូលពន្ធ តាមការអនុវត្តត្រឹមត្រូវនូវច្បាប់ និងបទប្បញ្ញត្តិនានាស្តីពីពន្ធដារ និងបង់គ្រប់គ្រាន់ចូល ថវិកាជាតិ
ផ្តល់សេវា និងការអប់រំអ្នកជាប់ពន្ធ ដើម្បីធានាឱ្យច្បាប់នានាស្តីពីពន្ធដារត្រូវបានគោរព និងអនុវត្តត្រឹមត្រូវ
អនុវត្តកម្មវិធីចាប់បង្ខំប្រកបដោយប្រសិទ្ធភាព មានការទទួលខុសត្រូវខ្ពស់ និងស្មើភាពគ្នា ចំពោះអ្នកជាប់ពន្ធ ដែលមិនគោរពច្បាប់ និងបទញ្ញត្តិស្តីពីសារពើពន្ធ
អនុវត្តគោលការណ៏យុត្តិធម៌ក្នុងការអនុវត្តច្បាប់ និងបទប្បញ្ញត្តិនានាស្តីពីពន្ធដារ ដើម្បីបង្កើនការជឿទុកចិត្ត ចំពោះរដ្ឋបាលសារពើពន្ធ
បន្ថយការចំណាយរបស់រដ្ឋបាលសារពើពន្ធ ក្នុងការរៀបចំកម្មវិធី និងកិច្ចដំណើរការរបស់ខ្លួនធ្វើឱ្យមានភាព សាមញ្ញចំពោះតម្រូវការផ្សេងៗ និងបន្ថយការចំណាយរបស់អ្នកជាប់ពន្ធ
បង្កើនសមត្ថភាព ចំណេះដឹងដល់មន្រ្តីពន្ធដារជាប្រចាំ ដើម្បីបំពេញការងារឱ្យមានប្រសិទ្ធភាព
បង្កើនប្រសិទ្ធភាពក្នុងការគ្រប់គ្រងតាមរយៈគោលនយោបាយ កិច្ចដំណើរការការងារ និងប្រព័ន្ធការងារដែល មានភាពច្បាស់លាស់ ទំនើប និងមានការទទួលខុសត្រូវខ្ពស់ចំពោះការងាររបស់ខ្លួន
តួនាទី និង ភារកិច្ច
អគ្គនាយកដ្ឋានពន្ធដារមានភារកិច្ចជាអាទិ៍ដូចតទៅ៖
រៀបចំគោលនយោបាយសារពើពន្ធ និងការប្រមូលពន្ធគ្រប់ប្រភេទបង់ចូលថវិកាជាតិ
រៀបចំសេចក្តីព្រាងច្បាប់ លិខិតបទដ្ឋាននានាស្តីពីពន្ធដារ កំណត់បញ្ជីឯកសារចាំបាច់នានា និងលិខិតយុត្តិការ ដែលអ្នកជាប់ពន្ធ ឬភ្នាក់ងារកាត់ទុកត្រូវកាន់កាប់រក្សាទុក និងផ្តល់ជូនរដ្ឋបាលសារពើពន្ធ
កំណត់មូលដ្ឋានគិតពន្ធលើអ្នកជាប់ពន្ធ ឬភ្នាក់ងារកាត់ទុកដោយផ្អែកលើការអង្កេត និងផ្គុំព័ត៌មាន
គណនា និងប្រមូលប្រាក់ពន្ធ ប្រាក់ពន្ធបន្ថែម និងចំណូលផ្សេងៗ
កសាងកម្មវិធី និងអនុវត្តការងារសវនកម្មចំពោះអ្នកជាប់ពន្ធ
ទទួលបន្ទុកសហប្រតិបត្តិការអន្តរជាតិក្នុងផ្នែកពន្ធដារ
អនុវត្តទោសទណ្ឌតាមច្បាប់ចំពោះអ្នកជាប់ពន្ធ និងភ្នាក់ងារកាត់ទុក ដែលល្មើសបទប្បញ្ញត្តិនានាស្តីពីពន្ធដារ
ចូលរួមរៀបចំគម្រោងថវិកាជាតិប្រចាំឆ្នាំ ដើម្បីបញ្ចូលទៅក្នុងសេចក្តីព្រាងច្បាប់ស្តីពីហិរញ្ញវត្ថុសម្រាប់ការគ្រប់ គ្រងប្រចាំឆ្នាំនីមួយៗ
សូមអរគុណ!
Successful pension fund manager describes keys to long term investing
Jay Bowen CIO and CEO of Bowen, Hanes \u0026 Co. lays out his strategy for successful investing.
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นอกจากการดูหัวข้อนี้แล้ว คุณยังสามารถเข้าถึงบทวิจารณ์ดีๆ อื่นๆ อีกมากมายได้ที่นี่: ดูวิธีอื่นๆInvestement
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